Last Updated January 2019
For purposes of these Disclosures, the term "The Company (Robo Advisor™) or the Site" includes Robo Advisor™ and all of its parents, subsidiaries and affiliates including without limitation, Robo Advisor Technologies™, Robo Advisor, Inc. and Sovereign Wealth Management Group, Inc. and all respective domain properties.
THE SITE IS CURRENTLY UNDER ACTIVE DEVELOPMENT AND HAS ENTERED THE BETA PHASE OF TESTING BEFORE ITS OFFICIAL RELEASE. THE “BETA” LABELLING IMPLIES THAT WHILE THE CORE FEATURES OF THE SOFTWARE HAVE BEEN IMPLEMENTED, BUGS AND ISSUES MAY STILL REMAIN UNDISCOVERED UNTIL THIS PHASE OF TESTING IS COMPLETE. AS SUCH, THE SITE MAY EXPERIENCE THE FOLLOWING ISSUES, BUT NOT LIMITED TO, DURING USAGE:
BY USING THE SITE AS BETA SOFTWARE YOU UNDERSTAND AND AGREE THAT ISSUES MAY BE ENCOUNTERED WITHOUT PRIOR WARNING THAT MAY AFFECT PERFORMANCE AND IMPACT YOUR BUSINESS. THE WEBSITE, ITS SOFTWARE AND ALL CONTENT FOUND ON IT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. Robo Advisor™ DOES NOT GIVE ANY WARRANTIES, WHETHER EXPRESS OR IMPLIED, AS TO THE SUITABILITY OR USABILITY OF THE WEBSITE, ITS SOFTWARE OR ANY OF ITS CONTENT.
ROBO ADVISOR™ WILL NOT BE LIABLE FOR ANY LOSS, WHETHER SUCH LOSS IS DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, SUFFERED BY ANY PARTY AS A RESULT OF THEIR USE OF THE SITE, ITS SOFTWARE OR CONTENT. ANY DOWNLOADING OR UPLOADING OF MATERIAL TO THE WEBSITE IS DONE AT THE USER’S OWN RISK AND THE USER WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO ANY COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH ACTIVITIES.
Should you encounter any bugs, glitches, lack of functionality or other problems on the website, please let us know immediately so we can rectify these accordingly. Your help in this regard is greatly appreciated.
THE CONTENT OF THIS SITE IS FOR GENERAL EDUCATION PURPOSES ONLY. IT IN NOT INTENDED TO PROVIDE FIDUCIARY INVESTMENT ADVICE. IT SHOULD NOT BE CONSTRUED AS AN OFFER, SOLICITATION OF AN OFFER, OR ADVICE TO BUY OR SELL SECURITIES, OPEN AN INVESTMENT ADVISORY ACCOUNT, ANNUITY CONTRACT OR APPLY FOR AN INSURANCE POLICY IN ANY STATE AND/OR JURISDICTION WHERE ROBO ADVISOR™ AND/OR ITS REPRESENTATIVES (IE., INVESTMENT ADVISOR REPRESENTATIVES, INSURANCE AGENTS, ROBO ADVISOR PARTNER NETWORK™ MEMBERS AND THEIR REPRESENTATIVES3) ARE NOT LICENSED OR REGISTERED OR WHERE SUCH AN OFFER WOULD BE ILLEGAL. ALL INVESTMENTS INVOLVE RISK AND THE PAST PERFORMANCE OF A SECURITY, OR FINANCIAL PRODUCT DOES NOT GUARANTEE FUTURE RESULTS OR RETURNS. THERE IS ALWAYS THE POTENTIAL OF LOSING MONEY WHEN YOU INVEST IN SECURITIES, OR OTHER FINANCIAL PRODUCTS. INVESTORS SHOULD CONSIDER THEIR INVESTMENT OBJECTIVES AND TOLERANCE FOR RISK CAREFULLY BEFORE INVESTING.
Our representatives may only conduct business (e.g., sell securities, provide investment advice, sell insurance and annuities) with residents of the states and/or jurisdictions for which they are properly registered and /or licensed. To find out if a representative is able to conduct business in your state, please contact their local office directly.
Asset allocation and diversification do not guarantee a profit or protection against loss in declining markets. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. There is always the potential of losing money when you invest in securities, or other financial products. Investors should consider their investment objectives and tolerance for risk carefully before investing.
Fee-Based Investment Advisory offered through Robo Advisor, Inc., an SEC Registered Investment Advisor. SEC registration does not imply a certain level of skill or training. For information pertaining to the registration status of Robo Advisor, Inc., please contact us or visit the Investment Advisor Public Disclosure web site at www.adviserinfo.sec.gov. For additional information, including fees and services, see our disclosure statement as set forth on Form ADV Part 2. Please read the disclosure statement carefully before investing.
Fixed Insurance and Annuity products are distributed through Sovereign Wealth Management Group, Inc.. For additional Insurance and Annuity product distribution and licensing information, please see our ""Insurance & Annuities" licensing page located within the FAQ section of our website. Annuity and Insurance guarantees are subject to the claims-paying ability of the underlying insurer. Product availability, rates, riders and features may not be available in all states and are subject to change without notice.
Robo Advisor™, its employees and/or representatives may not provide tax or legal advice and the content of this site cannot be used to avoid tax penalties; nor is it intended to market, promote, or recommend any tax plan or arrangement. Tax law is subject to interpretation and legislative change. Any discussion of taxes is for general information purposes only and does not purport to be complete or cover every situation. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on their own set of facts and individual circumstances. Each taxpayer should seek independent advice from their own tax or legal professional.
Pursuant to the rules of professional conduct set forth in Circular 230, as promulgated by the United States Department of the Treasury, nothing contained in this website (including any third-party material) was intended or written to be used by, and cannot be used by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer by the Internal Revenue Service, and it cannot be used by any taxpayer for such purpose. No one, without our express prior written permission, may use or refer to any tax, investment or financial advice in this website in promoting, marketing, or recommending to another party any particular investment plan, transaction, financial arrangement or matter addressed herein.
This material was written to support the promotion or marketing of the products, services, and/or concepts addressed in this material. Anyone to whom this material is promoted, marketed, or recommended should consult with and rely solely on their own independent advisors regarding their particular situations and the concepts presented herein. Discussions of the various planning strategies and issues are based on our understanding of the applicable federal income, gift, and estate tax laws in effect as of January 2019. However, tax laws are subject to interpretation and change, and there is no guarantee that the relevant tax authorities will accept our interpretations.
Additionally, this material does not take into consideration the general tax and ERISA provisions applicable to qualified retirement plans or the applicable state laws of clients and prospects. Although care is taken in preparing this material and presenting it accurately, Robo Advisor™ disclaims any express or implied warranty as to the accuracy of any material contained herein and any liability with respect to it. This information is current as of January 2019.
The statements contained within this website that are not historical facts are forward-looking statements as defined in the US Private Securities Litigation Reform Act of 1995. The following are words that identify such forward-looking statements: believe, estimate, target, intend, may, expect, anticipate, predict, project, counting on, plan, continue, want, forecast, should, would, is confident, will, and similar expressions as they relate to our company. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. We undertake no obligation to publicly update or revise any forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which merely reflect company expectations at the time of writing. Actual results may differ materially from expectations conveyed in forward-looking statements due to changes caused by various risks and uncertainties. Such risks and uncertainties include but are not limited to the following: